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Real Estate

We believe in empowering our members to achieve their financial goals, which is why we've made it easier than ever to "Borrow More" with confidence. Unlike large, impersonal banks, we prefer personalized lending solutions tailored to your unique needs, whether you're looking to finance a new car, consolidate debt, invest in home or need home improvements. Our friendly team takes the time to understand your financial situation and works closely with you to find the most affordable and flexible borrowing options available.

Borrow More with a Metro Plus Real Estate Loan.  The dream of buying a home is well within reach with a Metro Plus Credit Union mortgage!  With competitive interest rates and flexible loan options, you can find a solution that fits your unique financial situation.  We know that buying a home may be the single most important investment you’ll ever make. When you choose Metro Plus as your partner, we will help you to make that dream a reality.

With great rates, flexible terms, and an easy application process you’ll be able to enjoy the exciting process of buying a new home!

  • Free online pre-qualifications
  • Fast decisions
  • Competitive rates

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  • Conventional Mortgage

    Whether you want to lock in today's rate, or take advantage of potentially lower future rates; both fixed and adjustable rate loans are available. Terms range from 10 to 30 years, and you can borrow up to for primary residence.

  • Mortgage Refinance

    Refinancing your mortgage with Metro Plus may help you lower your rate, lower your payment, shorten your term, or all three. Refinance with cash out is available, and closing costs can be rolled into the loan (if equity is available).

  • First Time Homebuyer

    Featuring a down payment as low as 3%, discounted rates and discounted mortage insurance. Our knowledgeable loan officers will work with you every step of the way so that you can be excited, not overwhelmed, about purchasing your first home. 

  • FHA Loan

    FHA loans are government insured loans that allow more flexibility when you're purchasing or refinancing a primary residence. FHA loans require down payments as low as 3.5%, and accommodate lower credit scores.

  • VA Loan

    These flexible, government-backed loans come with significant benefits that open the doors of home ownership to service members and veterans. They don't require a down payment or private mortgage insurance.

  • USDA Loan

    A USDA Rural Housing Loan is designed to help homebuyers purchase a home with no down payment in eligible rural or less-dense suburban areas. Credit score, location and income requirements must be met.