Skip to main content

Savings Rates

Share Savings / Club Rates
Account Type Dividend Rate APY*
Shares 0.15% 0.15%
Christmas Club 0.50% 0.50%
Vacation Club 0.50% 0.50%
Round Up Savings
$0.00 to $1,000.00
3.00% 3.03%
Round Up Savings
$1,000.01 or greater
0.25% 0.25%

Dividends rates are as of March 20, 2025.  Rates are calculated using the Average Daily Balance Method and will be compounded quarterly for regular share accounts and annually for Christmas and Vacation Club. Rate may change after account opening. Fees may reduce earnings on the account.  

*APY - Annual Percentage Yield.

Truth in Savings Disclosure

Share Certificate Rates - Effective March 20, 2025
Term Paid Out Dividend Rate APY*
6 Month Monthly 2.50% 2.53%
1 Year Monthly 2.60% 2.63%
2 Year Monthly 2.85% 2.89%
2 Year Youth Certificate* Monthly 3.35% 3.40%
3 Year Monthly 2.90% 2.94%
4 Year Monthly 3.00% 3.04%
5 Year Monthly 3.10% 3.14%

Rates subject to change.  Dividends are computed on the actual dollar amount and are paid monthly.  The account earns dividends based on the principal balance.  There is a penalty for early withdrawal.

*Youth Certificate is for youth 17 and under.

*APY - Annual Percentage Yield.

Truth in Savings Disclosure

Money Market Rates - Effective March 20, 2025
Balance Range Paid Out Rate APY*
$2,499 - $9,999 Monthly 1.50% 1.51%
$10,000 - $24,999 Monthly 1.75% 1.76%
$25,000 - & Up Monthly 2.00% 2.02%

*APY = Annual Percentage Yield

*Metro Plus Credit Union is pleased to announce the offering of a new tiered Money Market product. Rates on the Money Market Accounts may change after account opening. Dividends are earned daily and posted monthly. The Metro Money Market Account has a minimum balance of $2,500 to earn dividends and a minimum balance of $2,500 to open. Fees may reduce earnings on the account.

Truth in Savings Disclosure