Save More for Retirement with a Metro Plus IRA. Planning for retirement is one of the most important investments you can make in your future, and a Metro Plus Individual Retirement Account (IRA) can help you build your savings with confidence. Whether you're just beginning your retirement journey or looking to strengthen your long-term financial strategy, our IRA options provide competitive dividend rates, and flexible solutions designed to help your money grow.
Traditional IRAs
Allows you to make tax-deductible contributions and defer taxes on your earnings. That means you get a tax break now while you’re saving and pay income taxes when you begin making withdrawals during retirement.*
Roth IRAs
Requires you to pay taxes now, but the money you save will grow tax-free and you can make tax-free withdrawals during your retirement years as long as you meet certain requirements. Roth IRAs have more flexible rules for early withdrawal than Traditional IRAs.*
Our IRAs offer:
- IRA Savings Accounts and IRA Certificates available
- Competitive dividend rates designed to help grow your retirement savings
- Federally insured up to $250,000 by the NCUA
- Flexible options to fit your retirement goals and timeline
No matter where you are on your retirement journey, a Metro Plus IRA can help you save with purpose and prepare for the future you deserve. Contact us today to learn more about which IRA option may be right for you.
*Federally insured by NCUA. Dividends are paid quarterly on IRA shares and monthly on IRA certificates based on the average daily balance. Consult your tax advisor regarding eligibility, tax implications, and withdrawal requirements.