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New and Used Autos

Sweetheart of a deal  Introducing Auto Advisors

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Auto Loans that go the extra mile!

Whether you’re shopping for your next ride or refinancing the one you already love, Metro Plus Credit Union offers auto loans designed to save you money and simplify your life.

Rates as Low as 3.99% APR*

Qualified borrowers can secure rates starting at just 3.99% APR on new, used, or refinanced auto loans with terms up to 60 months. That means more car for your money—and more peace of mind in your monthly budget.

Already Have a Loan Elsewhere?

Even if your credit isn’t perfect, we’ll do everything we can to beat your current rate and help you refinance with confidence. Let us help you lower your payments and put more back in your wallet.

Why Choose Metro Plus?

  • Competitive rates and flexible terms
  • Quick approvals with local decision-making
  • Personalized service focused on your needs
  • Simple application process, online or in-person

Apply Today!

Don't wait to get behind the wheel. Apply online below, visit a branch, or call us at (859) 258-3990.

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*APR = Annual Percentage Rate. Rates as low as 3.99% APR are available for qualified borrowers with credit scores of 730+, on new auto loans or refinances from another lender, vehicles 2022 or newer, with terms up to 60 months. Actual rates may vary based on creditworthiness, loan amount, and other factors. All loans are subject to approval. Existing Metro Plus Credit Union auto loans are not eligible for refinancing. Offer valid through March 31, 2026. Membership eligibility required. Other restrictions may apply. Contact credit union for complete details. 


Borrow More with a new or used auto loan from Metro Plus Credit Union.  Whether you're eyeing a brand-new ride or a reliable used vehicle, we've got you covered with competitive rates that can save you serious money over the life of your loan.

We understand that every member's financial situation is unique, which is why we offer flexible terms and can finance up to 100% of your purchase price—including tax, tags, titles, and even extended warranties. Skip the high-pressure dealership financing and work with a local financial partner who truly cares about helping you get behind the wheel of your dream car without breaking the bank.

Our friendly loan team is ready to help you drive home happy! Drive away in your dream car today with a loan that's as reliable as the vehicle you choose.