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Home Equity Line of Credit

Unlock the potential of your home's equity with a Home Equity Line of Credit (HELOC) from Metro Plus Credit Union.  With the ability to borrow up to 90% of your home's equity and (less any existing 1st mortgage balance), the convenience of a 7-year draw period followed by a 8-year repayment period, you will have ample time to manage your finances wisely. When you need funds, you simply borrow from your line of credit. You'll only pay interest on the amount drawn from the line. Whether you're planning home improvements, consolidating debt, or covering unexpected expenses, our HELOC offers a smart and accessible solution.

For a limited time,

No Closing Costs*

Apply before June 30, 2026.

Apply Here

  • No Prepayment Penalty

    Make extra payments or pay your loan off before the due date with no penalty fees

  • Low Rates

    Low variable interest rates tied to Wall Street Journal Prime Rate

  • Revolving Line of Credit

    Withdraw against the line as needed, only pay interest on what you have borrowed

HELOC Disclosures HELOC to Know

*Credit and collateral are subject to credit approval and underwriting guidelines. Rates are based on creditworthiness. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change without notice. Closing costs include: Title Fees, Recording fees, and Flood Search. Appraisal fees are not included in this promotion and will be the member's responsibility. Property insurance is required. Offer valid April 1 - June 30, 2026. NMLS #411965.