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Back-to-School Loan

School Is Around the Corner. We've Got Your Back.

Back-to-school costs can hit all at once — books, laptops, uniforms, supplies, fees. That’s why Metro Plus Credit Union offers a loan made for moments like this.

This isn’t a credit card. There’s no long-term debt. Just a simple, short-term loan designed for Lexington families who want to start the year strong — and stay on track.

Here’s How It Works:

  • Borrow up to $800
  • Repay over 8 months at 8.00% APR*
  • Monthly payment of $110
  • No prepayment penalties
  • No application fees
  • Quick decisions from a local team you know

Why Metro Plus?

We’re local. We’re member-owned. And we believe financial services should actually serve.

Our team provides confidential, personalized support, whether you're sending a child to first grade, high school, or college. 

Application window: July 1 – August 31, 2026
Available to members only. Not yet a member? Join today

Ready to Apply?

Click below to get started — it takes just a few minutes.

Apply Now!

*APR = Annual Percentage Rate. Payment example: $55 bi-weekly for $800 loan for 8 months at 8.00% APR. All loans are subject to credit approval. Qualifications may apply. Rate and offer are subject to change at any time without notice. Terms and conditions cannot be modified. Offer available July 1 - August 31, 2026. Membership eligibility is required. Federally Insured by NCUA.