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As of April 1, 2026

Home Loan Rates

Loan Type	Rates As Low As
Home Equity Line of Credit Loans	5.25% APR* (Rate is variable and subject to change quarterly)
Home Equity Loan (Fixed Rate)	7.75% APR*
First Mortgage Loans	Call for rates

Autos

Type	Terms	Rates As Low As
Autos New and Used	100% Financing. Multiple terms available.	5.79% APR*
Trucks, Vans, & SUVs New and Used	100% Financing. Multiple terms available.	5.79% APR*
Motorcycles, Boats, Motor Homes, Travel Trailers, RV's, Campers, Autos, and Trucks 6 years to 10 years Old.	100% Financing on New and 80% on Used.	As low as 7.29% APR*

Personal Loans

Type	Rates As Low As
Credit Builder Loans	3.00% above share rate
VISA Loans	View the Credit Card Agreement for Current Rates
Share Secured Loan	3.00% above share rate
Certificate Secured Loan	3.00% above certificate rate

Classic Autos, Farm Machinery, Appliances, Computers

Type	Terms	Rates As Low As
Classic Automobiles and Trucks, Farm Machinery, ATVs, and Appliances	100% Financing on New & 80% Financing on Used	2.00% Above Vehicle Loan Rate

Rates for unsecured and auto loans based on term and credit score.

*APR - Annual Percentage Rate.