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Loan Rates

As of February 1, 2025 

Home Loan Rates
Loan Type Rates As Low As
Home Equity Line of Credit Loans 6.00% APR* (Rate is variable and subject to change quarterly)
Home Equity Loan (Fixed Rate) 8.50% APR*
First Mortgage Loans Call for rates or visit myCUMortgage
Autos
Type Terms Rates As Low As
Autos New and Used 100% Financing. Multiple terms available. 5.79% APR*
Trucks, Vans, & SUVs New and Used 100% Financing. Multiple terms available. 5.79% APR*
Motorcycles, Boats, Motor Homes, Travel Trailers, RV's, Campers, Autos, and Trucks 6 years to 10 years Old. 100% Financing on New and 80% on Used. As low as 7.29% APR*
Personal Loans
Type Rates As Low As
Credit Builder Loans 3.00% above share rate
VISA Loans View the Credit Card Agreement for Current Rates
Share Secured Loan 3.00% above share rate
Certificate Secured Loan 3.00% above certificate rate
Classic Autos, Farm Machinery, Appliances, Computers
Type Terms Rates As Low As
Classic Automobiles and Trucks, Farm Machinery, ATVs, and Appliances 100% Financing on New & 80% Financing on Used 2.00% Above Vehicle Loan Rate

Rates for unsecured and auto loans based on term and credit score.

*APR - Annual Percentage Rate. 

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